Advisory Board Chairman
(2002 – Present), Health Care Industry Consultant, Licensed Insurance Agent (CO 135584) Broker/Agent, licensed: Accident, Health, Life, P&C, LTC. Chairman Board of Advisors: Small Business/Agency Cooperative, Inc. ( SB/A COOP). Broker for the Employer Freedom Plan, General Agent for E-Cash Flow Services (ACH Advantage).
(1992) – Developed the first member-owned Non-Profit Agency Cooperative Corporation for Associations and “Small Group” Employers to sponsor Partially Self-Funded Employer Employee Health Welfare Plans that were ACA Qualified and ERISA Compliant, to legally be a vehicle to “Aggregate” Employers without becoming a MEWA or a MET and without conflicting with any State or Federal Regulations.
(1994 – 2002) President, Integral Business Services Inc., a Research & Development Co. to start the legal “Agency CoOp” concept. President, JustCare, Inc. the first Non-Profit Agency Cooperative Corporation. JustCare Members included Employers, Health Care Providers, Insurance Companies, Third Party Administrator (TPA), National Data Company (pre-Internet ), National Credit Bank, developed the “America’s Health Card” the first fully integrated medical claim payment system, US Patent Issued, 2003.
(1984 – 1994) National Consultant to US Life/Care, (The United States Life Insurance Co. in NYC) developed IPA/PPO Managed Healthcare Insurance Program. National Consultant to hospitals/medical staffs, Medical Associations, Health Care Policy Conferences: Keynote Speaker on Managed Health Care, IPA/HMOs and was a National Health Care Industry Consultant on cost analysis and industry growth.
(1974 – 1984) Hospital Administration: Swedish Medical Center, Englewood, CO. (Concurrent positions held): Executive Director: Colorado/Arapahoe Medical Society/Arapahoe Foundation for Medical Care, Arapahoe IPA/PPO; Englewood, Colorado. Consultant to the American College of Radiology, National Consultant to Hospitals and Medical Staffs on the development of Independent/Individual Practice Associations (IPA/PPO); all qualified under the HMO Act (1973) as Amended.
(1970 – 1974) Director of Operation and Finance (Administrator), Denver Department of Health and Hospitals: “Denver General Hospital.” Appointed to the Visiting Faculty, University of Southern California School of Public Health Administrations, Los Angeles. CA (Community Health Care Systems).
(1960 – 1970) United States Army Medical Service (Clinical service and Administration), (Honorably Discharged 1962), Pharmaceutical Training and Sales, Parke Davis & Co., President and CEO of a startup Hospital/Medical Surgical Supply/Drug/X-Ray Company. Developed the “Med-Econ System” (computerized Inventory Control System); sold company to the new Medical Division of Phillip Morris, Inc. (returned to Hospital Administration).
Education: College; BS degree, Graduate School studies in business administration, Professional Continuing Education and Professional License qualifications.
CEBS, CLU, ChFC, REBC, RHU
Vice President of Business & Product Development
- Three years as a Board Advisor and Board Member and assisted in the founding of the Small Business Agency Cooperative
- Five years as Consulting Director as sales producer, contract negotiation and consultant for Pharmacy Benefit Management programs
- Four years as Market Leader and Partner/Principal underwriting and selling stop-loss insurance to large employer benefit plans
- Three plus years as Regional Vice President of Sales Account Management of a national insurance carrier
- Eighteen years as a Health & Welfare Consultant, Client Manager, Practice Leader, Principal, and Sr. Vice President
- Eleven years as Underwriting/Actuarial Manager and Vice President for the life, health, and disability insurance industry
Bachelor of Science, Graduated with a Degree in Finance, Northern Illinois University, (1978); HIAA Certification in 1980, Certified Employee Benefits Specialist (CEBS) Program, University of Pennsylvania, Wharton School – courses and exams completed with designation awarded in 1997; Completed the American Society of Pension Actuaries’ Pension Administrator’s Course (Parts A&B), William M. Mercer and Aon Sales Leadership Training; Completed the American College Registered Employee Benefit Consultant (REBC) and Registered Health Underwriter (RHU), Certified Life Underwriter (CLU), and Chartered Financial Consultant (ChFC) designation through the American College.
Director of Administrative Services
Frank Carrannante serves as a Board of Director of the SB/A Cooperative Inc. and is currently Director of Administrative Services and Training/Education Instructor.
Mr. Carrannante, a Licensed Insurance Producer in Life, Health, Accident since 2013, enjoys the role of Benefits Counselor while helping, educating, and supporting clients to make informed decisions about health care and employee benefits.
With a Bachelor of Science in Business Management and a distinguished aviation career for over four decades, work and fun were not always distinguishable. As an experienced entrepreneur and co-founder of a regional scheduled freight cargo airline brings valuable administrative and operational experience to SB/A CoOp Inc.
As a retired American Airlines Captain, Airline Transport Pilot, and FAA Check Airman, Mr. Carrannante possesses important skill sets in human resources, crew management, comprehensive analytical problem-solving skills, regulatory and compliance strength, and strong communication abilities.
Mr. Carrannante is a Candidate – Member of the American Society of Appraisers, ASA/USPAP Certification for Machinery and Technical Specialties.
Mr. Carrannante has two sons, Joseph – 29, and Michael – 23, both Eagle Scouts, and enjoys skiing, golf, and backpacking with them.
As a previous Scoutmaster and Award of Merit recipient with Boy Scouts of America, Mr. Carrannante believes community service is important, and guiding young adults to become leaders and responsible citizens in life, was a gratifying experience.
Vice President & Attorney at Law
Sunita Sharma graduated from the University of Washington in Seattle, Washington in 1983 with a Bachelor of Arts in English. She received her law degree from the University of Denver College of Law in 1997. During her tenure at Denver University College of Law, Ms. Sharma served as a junior partner in the Lawyering Process Course taught at the University from 1995-1997. She was a staff member of the Preventative Law Journal and authored the article “Colorado’s Government Immunity Act – Employees Not so Immune,” published in the Spring 1997 issue.
Ms. Sharma began her career as an Assistant City Attorney for the City of Greeley, Colorado, practicing as a criminal prosecutor and also handling both state and federal civil litigation cases. She has also served as an Assistant City Attorney for Loveland, Colorado, with an emphasis in administrative law, transactional work, and representation of boards and commissions at public hearings. Ms. Sharma has also practiced in the private sector with an emphasis in civil litigation, family law, personal injury, municipal law and estate planning.
Ms. Sharma served as Municipal Judge for the Town of Gilcrest, Colorado, from 2005-2007; Assistant Municipal Judge for the City of Greeley from 2014-2017 and currently as the Deputy Municipal Judge for the Town of Berthoud. She has served as an adjunct instructor at the Institute of Business and Medical Careers. She is the former President of the Weld County Bar Association as well as the Byron White Inns of Court; She has served as a Commissioner in the 19th Judicial District Commission on Judicial Performance at the Weld County Juvenile Review Board. Ms. Sharma has additionally served as a Court Appointed Special Advocate for abused and neglected children, and as a board member of the Larimer County Bar Association. She currently serves as a Regional Coordinator of the Northern Colorado High School Mock Trial Tournament. In 2019, Ms. Sharma was appointed Chair of the Law Committee serving under the Colorado Supreme Court, as well as the representative for the state of Colorado on the National Multistate Professional Responsibilities Examination committee.
Ms. Sharma currently practices in Berthoud, Colorado, serving Boulder, Larimer, and Weld Counties. Her primary areas of practice include corporate law, personal injury, family law, and estate planning.
Dr. Jan Leslie
Chair of the Board
Dr. Jan Leslie is on the Board of Directors of the SB/A CoOp, Inc., and currently serves as Vice President, Secretary-Treasurer, and Chair. She received both her Bachelor of Science and her Doctor of Veterinary Medicine from Colorado State University, and her Master of Public Health from the University of Tennessee. She is a retired veterinarian who practiced in private practice, the military, and the government for over 20 years. She served in the U.S. Army for 18-1/2 years and served in many assignments both stateside and overseas. She was the first female commander of an MTOE (a combat ready deployable force) unit south of the Alps in Europe. Dr. Leslie has extensive experience with human resources and logistics from managing many clinics, companies, and units. She has been licensed in Health and Life Insurance since 2016. Dr. Leslie and David Jones married in 2015 and together they take great pride in their family and spending time with them.
Vice President Board of Directors
Paul Strange is on the Board of Directors of the SB/A CoOp, Inc. and currently serves as a Vice President. He has been on the Finance Board of his church for the past 12 years. He served in the Army in Vietnam where he received the Bronze Star. He has been married for 46 years and has two sons and four grandchildren. Over the past 46 years he has worked in all areas of Real Estate, as a developer and investor. Paul enjoys the outdoors and mentoring others in the area of Real Estate.
Board of Director
Bob Young is the founder and President of BBY International Inc., a multi-state real estate development, investment and management firm founded in 1988. Bob is a graduate of the University of Colorado, married for 48 years and the father of three children and four grandchildren. While sitting on the Board of Directors of several companies, Bob also serves as Lead Elder and President of the Board of Directors of Vinelife Community Church.
Director of Print Media & Web Development
Jan Fonda is an advisory board member of the SB/A Cooperative, Inc. leading the web development and print media department as Webmaster and Graphic Artist. She has enjoyed a rewarding career in the printing and publishing industry including positions in graphic design, advertising, commercial printing, web design, magazine, and book publishing. With a lifelong interest in business and financial services, Ms. Fonda has been licensed in Life, Health, and Accident Insurance since 2013. Jan’s goal is to communicate the benefits of the SB/A Freedom Plans in a beautiful and simple way.
As a fourth-generation native, Jan has a deep love for Colorado and the West. As an artist, she pursues watercolor and acrylics, and enjoys hiking, mountain biking, skiing, kayaking, golf, and savoring our natural environment.
Juliette Fardulis and her husband Scott have 26 years in the networking industry as field leaders, and currently hold the highest rank of Youngevity International. Juliette, an SB/A Freedom Protect Advisory Board member and a mother of three, knows first-hand that the marketplace is sorely lacking in affordable health care options. A former teacher and business journalist, Juliette’s current passion is to offer hope by promoting the SB/A Freedom Plans as the premier solution to individuals, families, and employer groups seeking cost-effective health care coverage.